Purchase Your Next Home with Little to No Cash Out of Pocket

Explore Your Options for Purchasing Without Upfront Costs

Unlock the Door to Homeownership with These Options:

1. Grants That Give You a Boost

Get extra funds to cover your down payment or closing costs—money you don’t have to pay back. We can connect you with exclusive grant programs to make homeownership easier and stress-free.

2. Zero Down Payment Loans

Think you need a big down payment? Think again. Our zero down payment loan options let you move into your new home without years of saving. Start your journey without financial barriers.

3. State and Federal Assistance

Save your savings! We can help you tap into state and federal programs designed to make homeownership affordable, so you can keep more money in your pocket.

4. Flexible Financing Plans

Your situation is unique, and so are our financing options. Spread out payments, lower your interest rate—whatever you need, we’ll make it work for you.

5. First-Time Homebuyer Perks

Buying your first home? Enjoy special programs with extra support, lower costs, and a simplified process to make your first purchase smooth and affordable.

6. Partner-Exclusive Assistance

Access special down payment assistance through our top lender partnerships. These exclusive offers mean less out-of-pocket expenses and more for your dream home.

Access special down payment assistance through our top lender partnerships. These exclusive offers mean less out-of-pocket expenses and more for your dream home.

We make it simple to find the perfect fit—start here:

Find the Right Option for You

Ready to see how you can buy a home with little to no upfront costs? Take the first step towards owning your home with these tailored financial options.

Trusted Nationwide

We’ve built partnerships nationwide so you don’t have to do the heavy lifting.

Here are some example scenarios where these programs can help

Scenario 1: First-Time Buyer with Limited Savings

Lena is a first-time homebuyer excited about purchasing her dream home but worried about the down payment. She has good credit and stable income but hasn’t been able to save much due to student loans. By connecting with EZ Real Estate Offer, Lena discovers a state grant that covers a significant portion of her down payment. Additionally, she qualifies for a zero down payment loan, which means she can buy her first home without dipping into her emergency savings.

Scenario 2: State and Federal Assistance for a Retired Couple

After years of renting, Maria and Luis, a retired couple, are finally ready to buy a small home in a quiet community. However, their fixed income limits their ability to save for a down payment. EZ Real Estate Offer helps them tap into a combination of state and federal assistance programs that provide both down payment support and closing cost assistance. With this help, they’re able to purchase their home without depleting their retirement savings.

Scenario 3: Single Parent Looking to Upsize

Jordan is a single parent who has been renting for years and wants to upsize to a more spacious home for his growing family. However, he doesn’t have the funds for a traditional down payment. By using EZ Real Estate Offer, Jordan discovers partner-exclusive down payment assistance that covers his initial costs. He also qualifies for a grant aimed at low-to-moderate income buyers, making the upgrade possible without compromising his financial security.